Healthcare Products

Smola Consulting offers a wide variety of healthcare products, which are customized to fit the needs of any company. Our in-depth analysis of your companies medical and benefit plans will determine the best possible healthcare solution.  These products include medical plans, prescription drug benefits, and financial services. Each carefully selected to suit your individual needs.

Medical Products

We offer many medical plans. Both insured or self-funded, including; EPO, POS, PPO, HDHP/HSA, and Stop Loss. In conjunction with the medical plans Smola Consulting offers both Carve Out and Integrated prescription drug plans. There are many financial services available to our clients, such as; Health Reimbursement Accounts, Health Savings Accounts, and Flexible Spending Accounts. The options available for Flexible Spending Accounts and Health Reimbursement Accounts are varied and can be complex when coupled with a HDHP. With so many options in the marketplace, it is important for you to make the best choices possible for both your company and its employees. Smola Consulting can provide your employees with the benefits they need and deserve, while lowering costs. It is more important now than ever to have someone on your side to help you navigate through the ever changing healthcare marketplace.

List of Health Care Products

Medical Products

  • Medical Plans
  • Insured or Self Funded
    • HMO, EPO, POS, PPO
    • HDHP/HSA
    • Stop Loss
      • Specific Individual & Aggregate

Prescription Drug Products

  • Carve Out
  • Integrated

Financial Services

  • Health Reimbursement Account
    • Post-Deductible HRA
    • Limited Purposeful HRA
    • Health Savings Account
    • Flexible Spending Account
      • Medical Spending Account
      • Dependent Care Reimbursement Account
      • Limited Purpose Flexible Spending Account